Reviewed by the CoveragePrep editorial team · Sources: state insurance departments, statutes, exam candidate handbooks · How we research
WY · Pearson VUE · 100 questions
Wyoming Property and Casualty Adjuster Practice Test
Wyoming licenses adjusters under W.S. 26-9-219, a section of the same Title 26 chapter that governs producers, and administers the license through the Department of Insurance in Cheyenne. A license is required to adjust a Wyoming property or casualty claim for an insurer whether the adjuster appears in person or works by phone and email. The statute's exceptions cover unusual losses needing expertise Wyoming licensees lack and a series of catastrophe losses, and in both cases the insurer must notify the commissioner first. Attorneys, agents adjusting losses on their own policies, appraisers and umpires are not adjusters. Licenses come in property, casualty and crop lines, cost $100 for residents and $150 for nonresidents, and renew every two years in the birth month. Residents of states that do not license adjusters can pass the Wyoming exam and use it as a designated home state; our Wyoming adjuster license guide covers fees, fingerprints and reciprocity.
The Pearson VUE exam (code 17) has 100 scored questions plus 5 unscored pretest questions and a 70% passing score; the January 2023 handbook lists a 2-hour limit, so confirm the time when you book. Its outline, updated July 31, 2025, has four general sections (insurance terms, policy provisions and contract law, product knowledge from the Standard Fire Policy through auto, garage, crime, surety and employers liability, and the adjuster's role and loss valuation) and three Wyoming sections that cite statutes and Insurance Department rules: the commissioner, licensing, unfair trade and claim practices, privacy, cancellation and nonrenewal, binders, payment of claims, uninsured motorist coverage, the assigned risk plan and financial responsibility. Pearson VUE publishes no question counts per section, so the topic mix of our timed exam is our own estimate. The Wyoming questions below are written from the 2026 Wyoming Statutes and the current Insurance Department rules, and some go beyond the outline's citations, such as the 2025 roof claim regulation and the guaranty association limits.
Exam vendor
Pearson VUE
Exam code
17
Questions
105 (100 scored + 5 unscored)
Time limit
2 hours (per the January 2023 handbook; confirm when booking)
Passing score
70%
Exam fee
$96 (per the January 2023 handbook; confirm when booking)
After a failed attempt you must wait 24 hours before booking a retake and pay the fee again. OnVUE online testing allows two attempts per exam; later attempts must be taken at a Pearson VUE test center.
W.S. 26-9-219 requires the exam to have been passed within one year before you apply. Residents apply through Sircon ($100 license fee) and are fingerprinted ($39) after applying; there is no prelicensing course requirement.
Nonresidents licensed in a home state that licenses adjusters get a Wyoming license without this exam ($150). The $96 fee and 2-hour limit come only from the January 2023 handbook, whose exam table predates the July 31, 2025 outline and lists 100 questions, so confirm both when booking.
Wyoming Insurance Law for Adjusters: practice questions (part 1 of 2)
State law is the part of the exam that general study guides skip and the part most candidates miss. These 25 questions are written from the statutes and rules cited in each explanation.
0 of 25 answered
Definitions: appraisers and umpires · Application
After a hail loss, Darnell and his insurer each select an appraiser, and the two appraisers choose an umpire to resolve their disagreement over the amount of loss. Under W.S. 26-9-202, which of these people must hold a Wyoming adjuster license for that role?
Show answer and explanation
Correct answer: B. None, because appraisers and umpires are not adjusters
W.S. 26-9-202(a)(xxv) states that an appraiser or umpire is not an adjuster for purposes of chapter 9. Under (xxvi), an appraiser only places a value on or estimates the loss and does not negotiate settlements or apply claim facts to policy provisions, and under (xxvii) the umpire resolves what the appraisers cannot agree on. Being chosen and paid by the insurer does not turn an appraiser into an adjuster.
Who must be licensed: remote adjusting · Application
Priya, an independent adjuster licensed only in her home state of Texas, is assigned a routine Wyoming auto claim that she will handle entirely by phone, email and photos without ever entering Wyoming. Under W.S. 26-9-219(c), what does she need?
Show answer and explanation
Correct answer: A. A Wyoming license, since acting by electronic means counts
Section 26-9-219(c) requires a Wyoming adjuster license of any adjuster who, by physical appearance or through electronic or other means, acts in Wyoming for an insurer to investigate and negotiate settlements or apply claim facts to policy provisions. Its exceptions cover unusual losses needing special expertise and a series of catastrophe losses, and neither applies to a routine claim. Her Texas license lets her obtain a Wyoming nonresident license, but it is not a substitute for one.
Licensing exceptions: special expertise losses · Application
Under W.S. 26-9-219(c), when an insurer uses an adjuster without a Wyoming license for a loss of an unusual, uncommon or unique nature requiring expertise not readily available among Wyoming licensees, what must the insurer do?
Show answer and explanation
Correct answer: D. Notify the commissioner before the adjuster acts in Wyoming
Section 26-9-219(c) excuses the Wyoming license for losses of an unusual, uncommon or unique nature requiring special expertise not readily available among Wyoming licensees, and for a series of losses from a common catastrophe. In either case the insurer must notify the commissioner before the unlicensed adjuster acts in the state, so notice after the claim closes is too late. The 180-day temporary license in 26-9-210 is a producer license.
Emergency adjusters after a catastrophe · Application
After the Wyoming insurance commissioner declares a catastrophe following a hailstorm, an admitted insurer wants to use 30 adjusters who are licensed in their home states but not in Wyoming. According to the Wyoming Department of Insurance, which statement is correct?
Show answer and explanation
Correct answer: B. The insurer requests authorization, granted before deployment
The department authorizes emergency adjusters only after the commissioner declares a catastrophe. Only admitted insurers may request it, by emailing a registration form and a daily spreadsheet of adjusters, and authorization must be granted before an adjuster is sent to the field. It lasts no longer than 90 days or until the declaration ends, whichever comes first. This carries out the catastrophe exception and prior-notice rule in W.S. 26-9-219(c).
Wyoming issues adjuster licenses for the property, casualty and crop lines under W.S. 26-9-219(a). According to the Wyoming Department of Insurance, which applicant for the crop line may bypass the crop licensing examination?
Show answer and explanation
Correct answer: D. One holding a crop adjuster proficiency (CAP) certification
The department states that a crop line applicant may bypass the crop examination by holding a CAP (crop adjuster proficiency) certification; otherwise the applicant passes the Pearson VUE Crop Adjuster exam (code 31), unless already holding the property line, which the handbook says includes crop. Farm experience, a course or a producer license does not replace these. The other lines under 26-9-219(a) are property and casualty.
Qualifications: timing of the licensing examination · Application
Lucia, a Cheyenne resident, passed the Wyoming property and casualty adjuster licensing examination in April 2025 but did not apply for her license until July 2026. Under W.S. 26-9-219(b)(vi), what happens to her application?
Show answer and explanation
Correct answer: C. She must pass the licensing examination again before applying
To be licensed, an applicant must have taken and passed the written examination within one year before submitting the application (W.S. 26-9-219(b)(vi)), and the Pearson VUE handbook likewise says the application must be completed within one year of passing. Fifteen months is too long, so Lucia must retest. Wyoming has no 18-month grace period, and continuing education cannot substitute for a current passing result.
Nonresident licensing and examination waiver · Application
Brent lives in Billings and holds a Montana resident adjuster license in good standing for property and casualty. He wants a Wyoming nonresident adjuster license for the same lines. Under W.S. 26-9-219 and Department of Insurance guidance, which statement is correct?
Show answer and explanation
Correct answer: D. He may be licensed without the Wyoming examination for a $150 fee
Section 26-9-219(b)(vi) lets the commissioner waive the examination for a nonresident licensed and in good standing in a home state that gives Wyoming residents a similar privilege, and the department reciprocates a home-state license for the same lines. The nonresident fee is $150 under 26-4-101, and nonresidents who are not DHS applicants are not fingerprinted. Designating Wyoming as home state is for applicants whose home state does not license adjusters.
Marisol lives in Fort Collins, Colorado, which does not license independent adjusters, and she holds no adjuster license anywhere. She wants Wyoming to serve as her designated home state. What does Wyoming require of her?
Show answer and explanation
Correct answer: A. Pass Wyoming's examination, be fingerprinted and meet Wyoming CE
Under W.S. 26-9-219(d), an adjuster whose home state does not license adjusters designates a home state where she is licensed and in good standing. The Pearson VUE handbook says a nonresident not licensed in her home state or an approved DHS must pass the Wyoming examination and designate Wyoming as home state. The department fingerprints DHS applicants, and W.S. 26-9-231(f) and Rule Chapter 20 require them to meet Wyoming's 24-hour CE requirement.
Kiona, a Wyoming resident adjuster whose renewal fee is $100, missed her renewal date and wants to reinstate her license four months later. She has already completed her continuing education. Under W.S. 26-9-207(c), what does she pay, and must she retest?
Show answer and explanation
Correct answer: C. $200, with no examination required
Within 12 months after the continuation fee was due, a lapsed license may be reinstated without a written examination, but a penalty equal to the continuation fee is added: $100 + $100 = $200. The department adds that CE must be completed before reinstatement. Once the one-year reinstatement period ends, a resident must reapply as a new applicant, retake the examination and be fingerprinted again.
Tomas was born on March 9 and received his resident Wyoming adjuster license on October 14, 2025. Under W.S. 26-9-207(b), by what date must he renew to keep his license in effect?
Show answer and explanation
Correct answer: D. March 31, 2027
A Wyoming license stays in effect if, on or before the last day of the licensee's birth month in the second year after issuance or renewal, the licensee pays the continuation fee, meets CE and requests continuation. For a license issued in 2025 to someone born in March, that is March 31, 2027. The department's own example: a July birthday and a December 2021 license means a first renewal on July 31, 2023.
Under W.S. 26-9-216(b), as amended in 2025, when must a Wyoming licensed adjuster report to the commissioner a criminal prosecution taken against the adjuster in any jurisdiction?
Show answer and explanation
Correct answer: A. Within 30 days of the initial pretrial hearing
Section 26-9-216(b) requires a licensee to report any criminal prosecution in any jurisdiction within 30 days of the initial pretrial hearing date, with a copy of the initial complaint, the order from the hearing and other relevant documents. Subsection (a) allows 30 days after final disposition to report an administrative action. A 2025 amendment (Laws 2025, ch. 114) extended both duties from producers to all licensees, including adjusters.
Continuing education for nonresidents · Application
Hannah holds a resident adjuster license in Idaho, where she meets Idaho's continuing education requirements, and a Wyoming nonresident adjuster license. Under W.S. 26-9-231, what Wyoming continuing education must she complete?
Show answer and explanation
Correct answer: C. None beyond meeting her home state's requirements
Section 26-9-231(a) requires 24 hours of CE, at least 3 in ethics, in each two-year period from resident adjusters and nonresident adjusters not exempted. Subsection (f) exempts a nonresident adjuster who has met the CE requirements of the home state, while a nonresident adjuster not licensed in the home state, such as a Wyoming DHS licensee, must meet Wyoming's requirement. Idaho licenses adjusters, so Hannah is exempt.
Rafael, a resident adjuster whose license renews August 31, 2026, finished his 24 required CE hours, including 3 ethics hours, in February 2026. In June and July 2026 he completed 15 more approved hours, 3 of them in ethics. Under Rule Chapter 20, how many hours carry over?
Show answer and explanation
Correct answer: D. 12 hours, all counted as general credit
Chapter 20 defines a carry-over credit hour as one earned during the 120 days before the license continuation date in excess of the 24 required hours, and Section 3 allows up to 12. All 15 extra hours fall within that window, so 12 carry over. Carry-over hours may not count as ethics hours, so Rafael still needs 3 new ethics hours in the next period.
License denial, suspension and revocation · Application
Dale holds a Wyoming nonresident adjuster license based on his Idaho resident license, but he lets the Idaho license lapse and keeps working Wyoming claims. Under W.S. 26-9-211, what may the commissioner do?
Show answer and explanation
Correct answer: D. Discipline him after notice and opportunity for a hearing
Section 26-9-211(a)(xiii) lists failing to maintain a valid home state license as a cause for probation, suspension, revocation, refusal to renew or a civil penalty under 26-1-107, after appropriate notice and opportunity for hearing. Other listed causes include misleading application information, misappropriating money and improperly using notes on a licensing examination. Under 26-9-211(d), investigation and hearing costs of up to $500 may also be charged.
After notice and a hearing, the commissioner finds that Selena, an individual Wyoming adjuster, committed 14 separate violations of the insurance code within one year. Under W.S. 26-1-107(b), what is the largest total civil penalty she can be ordered to pay for those violations?
Show answer and explanation
Correct answer: A. $10,000
For individual agents or adjusters, 26-1-107(b) caps the civil penalty at $1,000 per offense and $10,000 in the aggregate for all offenses within any one-year period. Fourteen violations at the per-offense cap would be $14,000, so the aggregate limit controls. The $5,000 per offense and $50,000 aggregate limits apply to other persons, such as insurers. Criminal penalties under 26-1-107(a) are separate.
Under W.S. 26-9-219(f), unlicensed staff who only collect claim information and enter claim data for portable electronic device insurance claims are exempt if a licensed adjuster or exempt agent supervises them. How many exempt persons may one supervisor oversee?
Show answer and explanation
Correct answer: D. No more than 25
Section 26-9-219(f) exempts people who only collect or furnish claim information for portable electronic device insurance claims and enter claim data, including into an automated claims adjudication system, if a licensed adjuster or an agent exempt under 26-1-102(a)(i) supervises them. The supervising agent or adjuster may not supervise more than 25 exempted persons. Anyone who negotiates settlements or applies policy provisions still needs a license.
Corinne, a Casper resident, plans to help homeowners present and negotiate their fire claims in exchange for a percentage of each settlement. According to W.S. 26-9-202 and the Wyoming Department of Insurance, what must she do first?
Show answer and explanation
Correct answer: A. Pass the P&C Consultant exam and get a public adjuster license
Section 26-9-202(a)(xxiii) defines a public adjuster as a person who, for compensation, acts for an insured in negotiating or effecting settlement of a first-party property claim, or solicits that business. The department issues a separate public adjuster license, and residents qualify by passing the Property and Casualty Consultant exam (Pearson VUE code 47) and mailing a paper application with the $100 fee. The adjuster license is for work on behalf of insurers.
Under W.S. 26-2-102 and 26-2-117, which statement about the Wyoming insurance commissioner is accurate?
Show answer and explanation
Correct answer: B. Appointed by the governor and may examine adjusters' records
Section 26-2-102 makes the commissioner the department's chief officer, appointed and removable by the governor. Section 26-2-117(a)(i) lets the commissioner, as often as advisable, examine the accounts, records, documents and transactions of anyone who is or holds himself out to be an agent, broker, adjuster or insurer representative. Insurers themselves must be examined at least every five years under 26-2-116.
Under Wyoming Rule Chapter 33, Section 5, unless a statute, rule or the department sets another period, how long does an adjuster have to give a complete and accurate response to a Department of Insurance inquiry?
Show answer and explanation
Correct answer: C. 20 calendar days from the date of the inquiry
Chapter 33, Section 5 requires a complete and accurate written response, with all requested information, documents and explanation, within 20 calendar days from the date of the inquiry. A person needing more time must request an extension in writing by 5:00 p.m. Mountain Time on the business day before the due date, stating a specific period and the reasons. Without written approval, the original due date applies.
Unfair claims settlement practices standard · Recall
Under W.S. 26-13-124(a), when does committing one of the listed unfair claims settlement practices become an unfair and deceptive act in the business of insurance?
Show answer and explanation
Correct answer: C. When so frequent it indicates a general business practice
Section 26-13-124(a) applies when a person commits or performs any listed practice with such frequency as to indicate a general business practice. The list includes misrepresenting policy provisions, failing to acknowledge claim communications reasonably promptly, refusing to pay without a reasonable investigation and failing to explain denials. A single mistake is not enough under this statute, although it may still breach the policy or other law.
Adjuster Mei denies a commercial property claim with a one-line letter saying only that the loss is not covered, and her company routinely sends letters like this. Which practice listed in W.S. 26-13-124(a) does this most clearly represent?
Show answer and explanation
Correct answer: A. Failing to explain the policy basis for a denial or compromise
Paragraph (xiv) lists failing to promptly provide a reasonable explanation of the basis in the policy, in relation to the facts or applicable law, for denying a claim or offering a compromise settlement. A bare 'not covered' letter sent as routine practice fits it. The other options are separate listed practices: lowball offers that force litigation (vii), payments without a coverage statement (x) and settling on an altered application (ix).
Under W.S. 26-13-124(a), which claim-handling practice, if performed with such frequency as to indicate a general business practice, is an unfair claims settlement practice?
Show answer and explanation
Correct answer: B. Requiring a preliminary report, then a duplicate proof of loss
Paragraph (xii) lists delaying investigation or payment by requiring an insured, claimant or the physician of either to submit a preliminary claim report and then formal proof of loss forms, both containing substantially the same information. Insurers may request a proof of loss, and W.S. 26-15-126 requires them to furnish proof of loss forms on written request, but duplicating the same information as a routine practice is unfair.
Using one coverage to pressure another · Challenging
Ana's collision claim is clearly covered and undisputed, but her adjuster holds the payment while negotiating her uninsured motorist injury claim, hoping she will accept less on the injury claim. Her insurer does this routinely. Which W.S. 26-13-124(a) practice applies?
Show answer and explanation
Correct answer: C. Withholding settlement under one coverage to influence another
Paragraph (xiii) lists failing to promptly settle claims, where liability has become reasonably clear, under one portion of the policy coverage in order to influence settlements under other portions. Holding a clear collision payment as leverage on the UM claim is exactly that. Nothing suggests misrepresentation or missing investigation standards, and no arbitration award is involved, so those listed practices fit less well.
After a burglary, Trent adds a laptop and a camera he never owned to his contents inventory and submits it to his insurer. Under W.S. 26-13-201 and 26-13-202, how is Trent's conduct treated?
Show answer and explanation
Correct answer: C. It is knowingly presenting a false claim, punishable under 26-1-107
Section 26-13-201 prohibits knowingly or willfully presenting a false or fraudulent claim, or any proof in support of a claim, for payment of a loss under an insurance contract, and preparing false documents for that purpose. Section 26-13-202 subjects violators to the penalties in 26-1-107 or any other law providing a greater penalty. The violation is complete when the false claim is presented, whether or not it is paid.
Adjuster reports of fire cause and overinsurance · Application
Under W.S. 26-23-102, what must an adjuster who investigates a property fire loss in Wyoming report in writing to the commissioner?
Show answer and explanation
Correct answer: B. The fire's origin and cause and any signs of possible fraud
Section 26-23-102(b) requires any adjuster investigating a property fire loss to report in writing the origin and cause of the fire, so far as reasonably ascertainable, with any circumstances that may indicate fraud or attempted fraud. Subsection (a) also requires reporting any overinsurance discovered on a property loss. The reports are absolutely privileged communications, disclosed only as 26-2-113(d) allows, and the duty does not wait for criminal charges.
The vendor's published outline lists these content areas. See the official candidate handbook for the full topic list.
Content area
Share of exam
I. Property and Casualty Insurance Terms and Related Concepts
Not published
II. Property and Casualty Policy Provisions and Contract Law
Not published
III. General Property Insurance Product Knowledge Pertinent to Adjusters
Not published
IV. Property and Casualty Adjuster
Not published
V. Wyoming Statutes, Rules, and Regulations Pertinent to Property and Casualty Adjusters
Not published
VI. Wyoming Statutes, Rules and Regulations Pertinent to Property and Casualty Insurance Only
Not published
VII. Wyoming Statutes, Rules, and Regulations Pertinent to Casualty Insurance Only
Not published
Outline titled "Wyoming Property and Casualty Adjuster Content Outline" (updated July 31, 2025, 100 scored and 5 unscored questions) in the Pearson VUE Wyoming Insurance Supplement (publication 125101, 01/2026); it lists seven sections but no per-section question counts, so the topic weights in our timed exam are our own estimate, not Pearson VUE figures.
Study by topic
Each topic test is a separate page with its own score breakdown, so you can drill the areas where you are weakest.
Learn W.S. 26-9-219 line by line. Know who needs a license (anyone adjusting for an insurer, in person or remotely), the two exceptions and the insurer's duty to notify the commissioner first, the qualifications (adult, trustworthy, claims experience or training, an office open to the public with records, exam passed within one year before applying, fingerprints for residents) and the home state rules for nonresidents.
Memorize the licensing numbers. $100 resident and $150 nonresident fees, renewal on the last day of the birth month every two years, reinstatement within 12 months with a penalty equal to the renewal fee, 30 days to report address changes, administrative actions and (from the initial pretrial hearing) criminal prosecutions, and 24 CE hours with 3 in ethics, up to 12 carryover hours earned in the last 120 days and no repeat credit for 48 months.
Know the claim deadlines and penalties. Property and casualty claims must be accepted or rejected and paid within 45 days of receiving the claim and supporting bills, an unreasonable refusal can bring attorney's fees and 10% interest, binders last no more than 90 days without the commissioner's approval, and after a new policy's first 60 days, midterm cancellation needs 10 days' notice for nonpayment or 45 days for a change in risk or a breach of policy duties. Individual adjusters face civil penalties of up to $1,000 per violation and $10,000 a year.
Study the casualty rules the outline cites. Auto liability minimums are 25/50/20, uninsured motorist coverage is included unless the named insured rejects it, Rule Chapter 23 bars physical contact requirements, consent-to-sue clauses and mandatory arbitration clauses in UM coverage, auto cancellation and nonrenewal notices (other than for nonpayment) must mention the assigned risk plan, and proof of financial responsibility after an uninsured driving conviction lasts three years.
Study crime, surety and employers liability separately. Section III names the employee theft and inside-the-premises crime forms, surety bond parties, errors and omissions, directors and officers, umbrella coverage, the garage and truckers forms and employers liability concepts such as other states insurance, and Section VI adds the Terrorism Risk Insurance Program Reauthorization Act of 2019. Our topic banks cover these only lightly.
Pace for about 69 seconds a question. The January 2023 handbook lists 2 hours (confirm when booking), which works out to about 69 seconds for each of the 105 questions. The 5 pretest items are mixed in and not identified, and wrong answers carry no penalty, so answer every question. Aim for 80% or better on two timed practice exams before you book.
Getting licensed in Wyoming
Wyoming requires a license for any adjuster who acts in the state, in person or remotely, on behalf of an insurer to investigate or negotiate P&C claim settlements or apply the facts of a claim to policy provisions (W.S. 26-9-219(c)). The statutory definition excludes only attorneys and agents adjusting their own policies, so it does not exempt insurer-employed staff adjusters. Lines are property, casualty and crop. Public adjusters hold a separate license.
License fee: $100
License term: 2 years, renewing on the last day of the licensee's birth month.
Continuing education: 24 hours including 3 hours of ethics every 2 years (each licensing period)
How many questions are on the Wyoming adjuster exam?
The Pearson VUE Wyoming Property and Casualty Adjuster exam (code 17) has 105 questions under the July 31, 2025 outline: 100 scored and 5 unscored pretest questions that are mixed in and not identified. The January 2023 candidate handbook, still the edition on Pearson VUE's site, lists a 2-hour time limit; its exam table predates the outline and shows 100 questions, so confirm the time when you book.
What score do you need to pass the Wyoming adjuster exam?
You need 70%. Scores are based on the number of scored questions answered correctly, and there is no penalty for guessing. You receive a pass or fail score report at the end of the session; failing candidates also get a numeric score and diagnostic information, and they must wait 24 hours before booking a retake.
Do I need a prelicensing course for the Wyoming adjuster license?
No. The Department of Insurance lists three steps for residents: pass the exam, apply online through Sircon and pay the $100 fee, then submit fingerprints from the packet the department mails after you apply. Under W.S. 26-9-219 you must also be an adult, be trustworthy, qualify through claims experience or training, a law degree or full-time salaried work for a licensed adjuster, keep an office open to the public with your records, and have passed the exam within one year before applying.
How much does a Wyoming adjuster license cost?
The Pearson VUE exam fee is $96 according to the January 2023 handbook; confirm it when you book. The license costs $100 for residents and $150 for nonresidents, with the same amounts every two years at renewal, and residents and DHS applicants pay $39 for fingerprinting. Reinstating within a year after a missed renewal adds a penalty equal to the renewal fee.
Can I use Wyoming as my designated home state?
Yes, if your home state does not license adjusters. Pass the Wyoming exam, apply, pay the fee and be fingerprinted, then complete 24 hours of continuing education, including 3 hours of ethics, every two years. If your home state does license adjusters, Wyoming expects you to hold that resident license and will issue a nonresident license for the same lines without the Wyoming exam.
Do out-of-state adjusters need a Wyoming license for catastrophe claims?
Not during a declared catastrophe if their insurer gets authorization. After the commissioner declares a catastrophe, an admitted insurer emails the department a registration form and a daily list of adjusters licensed in their home state or an acceptable DHS. Authorization must be granted before deployment and lasts up to 90 days or until the declaration ends, whichever comes first.