Wyoming insurance adjuster license
Wyoming requires a license for any adjuster who acts in the state, in person or remotely, on behalf of an insurer to investigate or negotiate P&C claim settlements or apply the facts of a claim to policy provisions (W.S. 26-9-219(c)). The statutory definition excludes only attorneys and agents adjusting their own policies, so it does not exempt insurer-employed staff adjusters. Lines are property, casualty and crop. Public adjusters hold a separate license.
How to get licensed in Wyoming, step by step
- Choose the license you need. Wyoming issues Adjuster (Property and Casualty), Adjuster (Crop line). Most new independent adjusters start with the Adjuster (Property and Casualty) license.
- Pass the state exam (17). It is given by Pearson VUE: 100 questions in 120 minutes, passing score 70%, fee $96. Practice first with our Wyoming Property and Casualty Adjuster practice test.
- Submit fingerprints for the criminal background check if your application type requires them (see fees below).
- Apply for the license with the Wyoming Department of Insurance, Licensing Division and pay the $100 license fee.
- Keep it active. Complete 24 hours of continuing education, including 3 hours of ethics, every 2 years and renew on time (license term: 2 years, renewing on the last day of the licensee's birth month).
Wyoming adjuster license types
| License | Covers | Exam | Prelicensing |
|---|---|---|---|
| Adjuster (Property and Casualty) | Property and casualty lines | Required | Not required |
| Adjuster (Crop line) | Crop | Required Applicants holding a CAP (crop adjuster proficiency) certification may bypass the crop exam. The crop line is also included in the property line of authority. | Not required |
The Wyoming adjuster exam
| Vendor | Pearson VUE |
|---|---|
| Exam | Property and Casualty Adjuster (17) |
| Questions | 100 |
| Time limit | 120 minutes |
| Passing score | 70% |
| Exam fee | $96 |
| Candidate handbook | Official handbook (PDF) |
Take the free Wyoming Property and Casualty Adjuster practice test
License fees
- Resident license: $100
- Nonresident license: $150
- Fingerprinting: about $39
WY DOI: initial and renewal fees are $100 for residents and $150 for nonresidents, covering any combination of property, casualty and crop lines. Late reinstatement within 1 year costs an extra 100% of the renewal fee. Fingerprinting ($39) is required for resident and Wyoming-DHS applicants without an active license; the department mails a fingerprint packet after the application is filed. Pearson VUE exam fees from the January 2023 handbook: $96 single-line, $113 combination. P&C Adjuster exam (code 17) is 100 scored plus 5 unscored questions in 2 hours (content outline updated July 31, 2025); Crop Adjuster exam (code 31) is 60 questions, 1 hour. Applications are filed through Sircon.
License term: 2 years, renewing on the last day of the licensee's birth month.
Continuing education
Wyoming adjusters need 24 hours of continuing education, including 3 hours of ethics, every 2 years (each licensing period). Nonresidents who meet their home state requirement are generally exempt.
Required of Wyoming residents and adjusters with Wyoming as their DHS. Nonresidents follow their home state's CE with no extra Wyoming requirement. Up to 12 excess general credits completed within 120 days before expiration may carry forward. No CE extensions are granted, and a course cannot be repeated for credit within 48 months.
Nonresident adjusters, reciprocity and DHS
Wyoming reciprocates a resident license from a state that licenses adjusters, granting the same lines unless the home state lines are narrower than property, casualty or crop. Applicants who cannot get a home-state license may use a DHS license from a state requiring an exam, fingerprints and 24 hours of CE (3 ethics) every 2 years. NIPR lists accepted ADHS states as AL, AR, FL, LA, MN, MT, NC, OK, TX, UT, ID, NV, NM, RI, WA and WV; for FL, IN or TX the applicant must hold that state's specific DHS license type. The DOI page also lists residents of states that license adjusters (including FL, TX, UT, WV) who must hold their own resident license, not a DHS. Nonresident fingerprints are not required.
Designated home state license: Wyoming issues a designated home state license, which the WY DOI describes as accepted in all US states (not independently verified). Steps: pass the Wyoming Designated Home State Adjuster exam through Pearson VUE, apply and pay fees (the $150 nonresident fee appears to apply, not confirmed), and be fingerprinted. WY-DHS licensees must complete 24 hours of CE (3 ethics) every 2 years.
See every state's rules side by side on the adjuster license reciprocity map.
Emergency and catastrophe adjusters
Only after the Commissioner declares a catastrophe: admitted insurers (not individuals) request emergency authorization by emailing an Emergency Adjuster Registration Form and a daily master spreadsheet of adjusters, who must be licensed for the lines in their home state or an acceptable DHS. Authorization must be granted before deployment and lasts up to 90 days or until the catastrophe declaration ends, whichever comes first (W.S. 26-9-219(c)).
Public adjusters in Wyoming
Separate public adjuster license. Residents pass the Wyoming Property and Casualty Consultant exam (Pearson VUE code 47; 150 questions, 2.5 hours per the 2023 handbook) and file a paper application. Fees: $100 resident, $150 nonresident (initial and renewal), plus $39 fingerprinting for residents. CE is 24 hours with 3 ethics. Nonresidents need a home-state license or, if their state does not license public adjusters, a DHS. Bond requirement not verified.
Insurance adjuster salary in Wyoming
| Claims adjusters, examiners and investigators | Wyoming | United States |
|---|---|---|
| Mean annual wage | $80,430 | $80,470 |
| Median annual wage | $76,400 | $78,000 |
| 10th to 90th percentile | $48,790 to $126,440 | $48,850 to $117,040 |
| Employment | 180 | 324,230 |
Frequently asked questions
Do you need a license to be an insurance adjuster in Wyoming?
Wyoming requires a license for any adjuster who acts in the state, in person or remotely, on behalf of an insurer to investigate or negotiate P&C claim settlements or apply the facts of a claim to policy provisions (W.S. 26-9-219(c)). The statutory definition excludes only attorneys and agents adjusting their own policies, so it does not exempt insurer-employed staff adjusters. Lines are property, casualty and crop. Public adjusters hold a separate license.
How much does an adjuster license cost in Wyoming?
In Wyoming, the exam fee is $96, the resident license fee is $100, fingerprinting costs about $39. Fees change, so confirm current amounts with the Wyoming Department of Insurance, Licensing Division.
Can a nonresident get an adjuster license in Wyoming?
Wyoming reciprocates a resident license from a state that licenses adjusters, granting the same lines unless the home state lines are narrower than property, casualty or crop. Applicants who cannot get a home-state license may use a DHS license from a state requiring an exam, fingerprints and 24 hours of CE (3 ethics) every 2 years. NIPR lists accepted ADHS states as AL, AR, FL, LA, MN, MT, NC, OK, TX, UT, ID, NV, NM, RI, WA and WV; for FL, IN or TX the applicant must hold that state's specific DHS license type. The DOI page also lists residents of states that license adjusters (including FL, TX, UT, WV) who must hold their own resident license, not a DHS. Nonresident fingerprints are not required.
How many continuing education hours do Wyoming adjusters need?
24 hours, including 3 hours of ethics, every 2 years (each licensing period). Required of Wyoming residents and adjusters with Wyoming as their DHS. Nonresidents follow their home state's CE with no extra Wyoming requirement. Up to 12 excess general credits completed within 120 days before expiration may carry forward. No CE extensions are granted, and a course cannot be repeated for credit within 48 months.
How much do insurance adjusters make in Wyoming?
According to the U.S. Bureau of Labor Statistics, claims adjusters, examiners and investigators in Wyoming earned a mean of $80,430 a year in May 2025, with a median of $76,400. The national mean was $80,470. Independent catastrophe adjusters are paid by fee schedule and can earn more or less than this.
Official Wyoming resources
Regulator: Wyoming Department of Insurance, Licensing Division
Sources
- doi.wyo.gov/licensing/adjusters
- doi.wyo.gov/licensing/CAT-adjusters
- doi.wyo.gov/licensing/adjusters/public-adjusters
- doi.wyo.gov/licensing/ce
- codes.findlaw.com/wy/title-26-insurance-code/wy-st-sect-26-9-219/
- codes.findlaw.com/wy/title-26-insurance-code/wy-st-sect-26-1-102/
- pearsonvue.com/us/en/wy/insurance.html
- pearsonvue.com/content/dam/VUE/vue/en/documents/publications/125100.pdf
- pearsonvue.com/content/dam/VUE/vue/en/documents/publications/125101.pdf
- nipr.com/licensing-center/state-requirements/wyoming-non-resident-adjuster-licensing-indiv
- nipr.com/licensing-center/state-information/wyoming
Adjuster license requirements in other states
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