Arkansas insurance adjuster license
Arkansas licenses adjusters under an Adjuster license (Property, Casualty, Workers' Compensation lines) and a separate Crop Adjuster license. Independent adjusters must be licensed. Resident applicants file an Adjuster Affidavit signed by a supervising adjuster, company representative or adjusting firm, and applicants without one year of claims experience serve one year under a supervising licensed adjuster. Public adjusters are prohibited from adjusting claims in Arkansas.
Some details on this page could not be confirmed on the regulator's own website. Check with the Arkansas Insurance Department (AID), Licensing Division before you apply, and tell us if anything has changed.
How to get licensed in Arkansas, step by step
- Choose the license you need. Arkansas issues Adjuster, Crop Adjuster. Most new independent adjusters start with the Adjuster license.
- Pass the state exam. It is given by PSI: 25 questions in 90 minutes, passing score 70%, fee $40. Practice first with our Arkansas Adjuster practice test.
- Apply for the license with the Arkansas Insurance Department (AID), Licensing Division.
- Keep it active. Complete 24 hours of continuing education, including 3 hours of ethics, every 2 years and renew on time (license term: 2 years; renews biennially on the licensee's birth date (AID Rule 50)).
Arkansas adjuster license types
| License | Covers | Exam | Prelicensing |
|---|---|---|---|
| Adjuster | Property, Casualty, Workers' Compensation (lines of authority) | Required | Not required |
| Crop Adjuster | Crop insurance claims | Not required No exam is required for a Crop Adjuster (NIPR) | Not required |
The Arkansas adjuster exam
| Vendor | PSI |
|---|---|
| Exam | Arkansas General Adjuster exam, plus Property Adjuster, Casualty Adjuster and/or Workers' Compensation Adjuster line exams |
| Questions | 25 |
| Time limit | 90 minutes |
| Passing score | 70% |
| Exam fee | $40 |
| Candidate handbook | Official handbook (PDF) |
License fees
- Nonresident license: $120
Nonresident application $120 for Adjuster and $50 for Crop Adjuster (NIPR, state fee only). AID renewal fees: Adjuster with CE $140, Adjuster without CE $120, late fee $240; Crop Adjuster $50, late fee $100. Each PSI adjuster exam is 25 scoreable questions, 90 minutes and $40; any three adjuster exams can be taken in one sitting. Exams must be passed within 90 days of approval, with at most 3 attempts. Residents complete an online criminal background check through ark.org (fee not verified).
License term: 2 years; renews biennially on the licensee's birth date (AID Rule 50)
Continuing education
Arkansas adjusters need 24 hours of continuing education, including 3 hours of ethics, every 2 years (due on or before the birthday). Nonresidents who meet their home state requirement are generally exempt.
AID Rule 50: resident adjusters, and nonresidents who qualified by taking the Arkansas exam, need 24 hours including 3 ethics every two years. Exempt: company-employed adjusters, limited adjusters (Rule 68), and nonresidents licensed in a home or designated home state with comparable CE. Courses cannot be repeated within 2 years.
Nonresident adjusters, reciprocity and DHS
Nonresidents licensed in their home state apply through NIPR. DHS licenses are accepted if the applicant holds an active nonresident license in the DHS state, passed that state's exam and holds no active resident adjuster license. An exam is required only when designating Arkansas itself as home state.
Designated home state license: Yes. Applicants who designate Arkansas as their designated home state for the Adjuster class must pass the Arkansas exam and complete the online criminal background check before licensing (NIPR). Arkansas appears on Florida's list of approved DHS states.
See every state's rules side by side on the adjuster license reciprocity map.
Emergency and catastrophe adjusters
Ark. Code 23-64-209(d): an adjuster an insurer sends into Arkansas after a catastrophe may work without an Arkansas license after notifying the Commissioner in writing within 10 business days of entering the state (registration is through AID's Catastrophe Adjusters portal). The adjuster must stop within 90 days of the notice or get an Arkansas license; the Commissioner may grant 90 more days on application.
Public adjusters in Arkansas
Prohibited: AID states that public adjusters are prohibited from adjusting claims in Arkansas, so no public adjuster license, exam or bond exists.
Insurance adjuster salary in Arkansas
| Claims adjusters, examiners and investigators | Arkansas | United States |
|---|---|---|
| Mean annual wage | $74,530 | $80,470 |
| Median annual wage | $73,920 | $78,000 |
| 10th to 90th percentile | $46,490 to $103,420 | $48,850 to $117,040 |
| Employment | 2,660 | 324,230 |
Frequently asked questions
Do you need a license to be an insurance adjuster in Arkansas?
Arkansas licenses adjusters under an Adjuster license (Property, Casualty, Workers' Compensation lines) and a separate Crop Adjuster license. Independent adjusters must be licensed. Resident applicants file an Adjuster Affidavit signed by a supervising adjuster, company representative or adjusting firm, and applicants without one year of claims experience serve one year under a supervising licensed adjuster. Public adjusters are prohibited from adjusting claims in Arkansas.
How much does an adjuster license cost in Arkansas?
In Arkansas, the exam fee is $40. Fees change, so confirm current amounts with the Arkansas Insurance Department (AID), Licensing Division.
Can a nonresident get an adjuster license in Arkansas?
Nonresidents licensed in their home state apply through NIPR. DHS licenses are accepted if the applicant holds an active nonresident license in the DHS state, passed that state's exam and holds no active resident adjuster license. An exam is required only when designating Arkansas itself as home state.
How many continuing education hours do Arkansas adjusters need?
24 hours, including 3 hours of ethics, every 2 years (due on or before the birthday). AID Rule 50: resident adjusters, and nonresidents who qualified by taking the Arkansas exam, need 24 hours including 3 ethics every two years. Exempt: company-employed adjusters, limited adjusters (Rule 68), and nonresidents licensed in a home or designated home state with comparable CE. Courses cannot be repeated within 2 years.
How much do insurance adjusters make in Arkansas?
According to the U.S. Bureau of Labor Statistics, claims adjusters, examiners and investigators in Arkansas earned a mean of $74,530 a year in May 2025, with a median of $73,920. The national mean was $80,470. Independent catastrophe adjusters are paid by fee schedule and can earn more or less than this.
Official Arkansas resources
Regulator: Arkansas Insurance Department (AID), Licensing Division
Sources
- insurance.arkansas.gov/industry-regulation/licensing/
- insurance.arkansas.gov/industry-regulation/licensing/forms-instructions/
- test-takers.psiexams.com/api/content/bulletin/6389
- proctor2.psionline.com/programs/AKINS/gen.pdf
- proctor2.psionline.com/programs/AKINS/propad.pdf
- proctor2.psionline.com/programs/AKINS/casad.pdf
- proctor2.psionline.com/programs/AKINS/work.pdf
- portal.insurance.arkansas.gov/LegalPubsPublic/Documents/Rules/rule_50.pdf
- portal.insurance.arkansas.gov/LegalPubsPublic/Documents/Rules/rule_68.pdf
- insurance.arkansas.gov/documents/license-renewal-fees/
- web.archive.org/web/20260418191237/https://pub-7a657bf617f143a898fe1b57479f2a07.r2.dev/Lic
- web.archive.org/web/20240606062440/https://insurance.arkansas.gov/site/assets/files/1744/a
- portal.insurance.arkansas.gov/catastropheadjusterspublic/web/license-catastropheadjusters-
- nipr.com/licensing-center/state-requirements/arkansas-non-resident-adjuster-licensing-indi
Adjuster license requirements in other states
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