Louisiana insurance adjuster license
Louisiana requires a Claims Adjuster license for anyone who investigates or adjusts losses on behalf of an insurer. This covers independent contractors and employees of adjustment bureaus, producers, independent contractors, insurers and MGAs (La. R.S. 22:1661, 22:1663). Insurer employees not regularly engaged in adjusting, and those handling first-party P&C losses of $2,000 or less, are exempt (22:1662). Public adjusters hold a separate license.
Some details on this page could not be confirmed on the regulator's own website. Check with the Louisiana Department of Insurance (LDI) before you apply, and tell us if anything has changed.
How to get licensed in Louisiana, step by step
- Confirm the license type. Louisiana issues the Claims Adjuster license (Property & Casualty (comprehensive; includes the Automobile, Personal Lines and Commercial Lines authorities), Workers' Compensation, Crop; limited lines: Automobile, Personal Lines, Commercial Lines).
- Pass the state exam (Series 204). It is given by PSI: 150 questions in 160 minutes, passing score 70%. Some applicants can skip it (see exemptions below). Practice first with our Louisiana Property and Casualty Adjuster practice test.
- Submit fingerprints for the criminal background check if your application type requires them (see fees below).
- Apply for the license with the Louisiana Department of Insurance (LDI) and pay the $75 license fee.
- Keep it active. Complete 24 hours of continuing education every 2 years and renew on time (license term: 2 years).
Louisiana adjuster license types
| License | Covers | Exam | Prelicensing |
|---|---|---|---|
| Claims Adjuster | Property & Casualty (comprehensive; includes the Automobile, Personal Lines and Commercial Lines authorities), Workers' Compensation, Crop; limited lines: Automobile, Personal Lines, Commercial Lines | Required Under La. R.S. 22:1669, no exam is required for: a resident adjuster licensed by exam in another state who moves to Louisiana and applies within 90 days; or a former Louisiana licensee in good standing who reapplies within 24 months of cancellation. | Not required |
The Louisiana adjuster exam
| Vendor | PSI |
|---|---|
| Exam | Louisiana Property and Casualty Adjuster (Series 204) |
| Questions | 150 |
| Time limit | 160 minutes |
| Passing score | 70% |
| Candidate handbook | Official handbook (PDF) |
Take the free Louisiana Property and Casualty Adjuster practice test
License fees
- Resident license: $75
- Nonresident license: $75
Claims Adjuster application fee is $75, resident or nonresident; adding a line costs $75. NIPR transaction fees are extra. New resident applicants must be fingerprinted through IdentoGO/Idemia after filing the application and a background check authorization; the fee was not verified. Other adjuster exams: Automobile (201), Personal Lines (202), Commercial Lines (203), Crop (205), Workers' Compensation (206). The PSI exam fee was not verified.
License term: 2 years. Licensees must file for renewal every two years (La. R.S. 22:1671(B)(2)).
Continuing education
Louisiana adjusters need 24 hours of continuing education every 2 years (biennial renewal cycle). Nonresidents who meet their home state requirement are generally exempt.
La. R.S. 22:1673 requires 24 hours 'including ethics, with at least two hours dedicated to the subject of legislative updates in insurance law', reported biennially with renewal. The first renewal after initial issuance is exempt, as are nonresidents who met home-state CE where the home state reciprocates. The exact ethics hour minimum was not stated in the statute text reviewed.
Nonresident adjusters, reciprocity and DHS
La. R.S. 22:1670: the nonresident must be licensed as a resident claims adjuster in good standing in a home state that reciprocates. If the home state does not require an exam, the applicant must pass the Louisiana exam. LDI accepts nonresidents licensed in their home state or designated home state via NIPR. Texas residents must upload a Texas driver's license to prove residency. Louisiana cannot be designated as home state on a Louisiana nonresident application.
Designated home state license: Yes. Under La. R.S. 22:1665(D), a nonresident who is not eligible for a reciprocal nonresident license (for example, because their home state does not license adjusters) may designate Louisiana as home state. They must pass the Louisiana adjuster exam and meet resident requirements.
See every state's rules side by side on the adjuster license reciprocity map.
Emergency and catastrophe adjusters
Under La. R.S. 22:1667 and Regulation 113, no license is needed for adjusters employed or retained by an insurer and brought in after a catastrophe or emergency, but the insurer must register them through LDI Industry Access. Registration is $25 per adjuster and valid 180 days, extendable 90 days. Louisiana residents and Louisiana licensees cannot be registered. Registered adjusters must certify within 10 days that they read the LDI Handbook for Adjusting Catastrophe. Individuals cannot self-register.
Public adjusters in Louisiana
Yes, a separate Public Adjuster license. The applicant files the application first, and LDI then authorizes the PSI Public Adjuster exam (Series 301). It requires a $50,000 surety bond (original form mailed to LDI) and a $75 fee. Public adjusters may not designate a home state.
Insurance adjuster salary in Louisiana
| Claims adjusters, examiners and investigators | Louisiana | United States |
|---|---|---|
| Mean annual wage | $70,790 | $80,470 |
| Median annual wage | $65,220 | $78,000 |
| 10th to 90th percentile | $42,160 to $102,240 | $48,850 to $117,040 |
| Employment | 3,340 | 324,230 |
Frequently asked questions
Do you need a license to be an insurance adjuster in Louisiana?
Louisiana requires a Claims Adjuster license for anyone who investigates or adjusts losses on behalf of an insurer. This covers independent contractors and employees of adjustment bureaus, producers, independent contractors, insurers and MGAs (La. R.S. 22:1661, 22:1663). Insurer employees not regularly engaged in adjusting, and those handling first-party P&C losses of $2,000 or less, are exempt (22:1662). Public adjusters hold a separate license.
How much does an adjuster license cost in Louisiana?
In Louisiana, the resident license fee is $75. Fees change, so confirm current amounts with the Louisiana Department of Insurance (LDI).
Can a nonresident get an adjuster license in Louisiana?
La. R.S. 22:1670: the nonresident must be licensed as a resident claims adjuster in good standing in a home state that reciprocates. If the home state does not require an exam, the applicant must pass the Louisiana exam. LDI accepts nonresidents licensed in their home state or designated home state via NIPR. Texas residents must upload a Texas driver's license to prove residency. Louisiana cannot be designated as home state on a Louisiana nonresident application.
How many continuing education hours do Louisiana adjusters need?
24 hours, every 2 years (biennial renewal cycle). La. R.S. 22:1673 requires 24 hours 'including ethics, with at least two hours dedicated to the subject of legislative updates in insurance law', reported biennially with renewal. The first renewal after initial issuance is exempt, as are nonresidents who met home-state CE where the home state reciprocates. The exact ethics hour minimum was not stated in the statute text reviewed.
How much do insurance adjusters make in Louisiana?
According to the U.S. Bureau of Labor Statistics, claims adjusters, examiners and investigators in Louisiana earned a mean of $70,790 a year in May 2025, with a median of $65,220. The national mean was $80,470. Independent catastrophe adjusters are paid by fee schedule and can earn more or less than this.
Official Louisiana resources
Regulator: Louisiana Department of Insurance (LDI)
Sources
- ldi.la.gov/industry/producer-adjuster/license-application
- ldi.la.gov/industry/producer-adjuster/emergency-adjuster-registrations
- nipr.com/licensing-center/state-requirements/louisiana-resident-licensing-individual
- nipr.com/licensing-center/state-requirements/louisiana-non-resident-adjuster-licensing-ind
- test-takers.psiexams.com/ladi
- proctor2.psionline.com/programs/Instructions/Links%20to%20LA%20Insurance%20Content%20Outli
- proctor2.psionline.com/programs/lains/Comprehensive%20204.pdf
- codes.findlaw.com/la/revised-statutes/la-rev-stat-tit-22-sect-1661/
- codes.findlaw.com/la/revised-statutes/la-rev-stat-tit-22-sect-1662/
- codes.findlaw.com/la/revised-statutes/la-rev-stat-tit-22-sect-1663/
- codes.findlaw.com/la/revised-statutes/la-rev-stat-tit-22-sect-1664/
- codes.findlaw.com/la/revised-statutes/la-rev-stat-tit-22-sect-1665/
- codes.findlaw.com/la/revised-statutes/la-rev-stat-tit-22-sect-1667/
- codes.findlaw.com/la/revised-statutes/la-rev-stat-tit-22-sect-1668/
- codes.findlaw.com/la/revised-statutes/la-rev-stat-tit-22-sect-1669/
- codes.findlaw.com/la/revised-statutes/la-rev-stat-tit-22-sect-1670/
- codes.findlaw.com/la/revised-statutes/la-rev-stat-tit-22-sect-1671/
- codes.findlaw.com/la/revised-statutes/la-rev-stat-tit-22-sect-1673/
Adjuster license requirements in other states
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