Does Nebraska require an adjuster license?
Nebraska does not license company (staff) or independent adjusters; the Department of Insurance requires licenses only for public adjusters (Public Adjusters Licensing Act, Neb. Rev. Stat. 44-9201 to 44-9219).
Some details on this page could not be confirmed on the regulator's own website. Check with the Nebraska Department of Insurance before you apply, and tell us if anything has changed.
What to do if you want to adjust claims from Nebraska
Because Nebraska does not issue its own adjuster license, residents who want to work as independent or catastrophe adjusters in other states usually earn a designated home state (DHS) license from a state such as Texas or Florida. Many licensing states then issue nonresident licenses based on that DHS license.
Nonresident adjusters, reciprocity and DHS
Designated home state license: Nebraska issues no company/independent adjuster license and no DHS adjuster license (NIPR: ADHS cannot be submitted for Nebraska). Nebraska residents generally obtain a DHS license from a state that offers one; Minnesota lists NE among jurisdictions whose residents may designate a home state.
See every state's rules side by side on the adjuster license reciprocity map.
Emergency and catastrophe adjusters
Not applicable for company/independent adjusters (no license required). No emergency adjuster provision was found.
Public adjusters in Nebraska
Public Adjuster license required (exam required; PSI is Nebraska's insurance exam vendor). Application fee $50, renewal $90. Proof of financial responsibility through a $20,000 surety bond. Licenses expire the last day of the birth month, renewing in even or odd years matching the birth year. Late renewal within 30 days carries a $40 late fee. An agency employing PAs needs a Public Adjuster Business Entity license.
Insurance adjuster salary in Nebraska
| Claims adjusters, examiners and investigators | Nebraska | United States |
|---|---|---|
| Mean annual wage | $76,730 | $80,470 |
| Median annual wage | $75,830 | $78,000 |
| 10th to 90th percentile | $50,170 to $102,250 | $48,850 to $117,040 |
| Employment | 3,160 | 324,230 |
Frequently asked questions
Do you need a license to be an insurance adjuster in Nebraska?
No license is required for company or independent adjusters in Nebraska. Nebraska does not license company (staff) or independent adjusters; the Department of Insurance requires licenses only for public adjusters (Public Adjusters Licensing Act, Neb. Rev. Stat. 44-9201 to 44-9219).
How much do insurance adjusters make in Nebraska?
According to the U.S. Bureau of Labor Statistics, claims adjusters, examiners and investigators in Nebraska earned a mean of $76,730 a year in May 2025, with a median of $75,830. The national mean was $80,470. Independent catastrophe adjusters are paid by fee schedule and can earn more or less than this.
Official Nebraska resources
Regulator: Nebraska Department of Insurance
Sources
- doi.nebraska.gov/adjusters-what-are-my-options
- nipr.com/licensing-center/state-requirements/nebraska-non-resident-adjuster-licensing-indi
- nebraskalegislature.gov/laws/statutes.php?statute=44-9201
- doi.nebraska.gov/insurers/nebraska-insurance-licensing-exams
- mn.gov/commerce/licensing/list/insurance/adjusters.jsp
Adjuster license requirements in other states
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