Nevada insurance adjuster license
Independent adjusters (independent contractors adjusting P&C, surety or workers' comp claims for insurers or self-insurers) must hold an Independent Adjuster license. TPA-employed workers' comp adjusters need a Staff Adjuster license, and public adjusters need a Public Adjuster license. The Company Adjuster license is optional for insurer employees, except that workers' comp claims administered outside Nevada must be handled by licensed company adjusters (SB 274, 2023). Licensees may hold only one adjuster license type and cannot also hold a P&C producer or surplus lines license.
How to get licensed in Nevada, step by step
- Choose the license you need. Nevada issues Independent Adjuster, Company Adjuster (optional), Staff Adjuster. Most new independent adjusters start with the Independent Adjuster license.
- Pass the state exam (15). It is given by Pearson VUE: 90 questions in 120 minutes, passing score 70 (scaled), fee $37. Practice first with our claims adjuster practice test.
- Submit fingerprints for the criminal background check if your application type requires them (see fees below).
- Apply for the license with the Nevada Division of Insurance and pay the $185 license fee.
- Keep it active. Complete 24 hours of continuing education, including 3 hours of ethics, every each 3-year license term and renew on time (license term: 3 years; renewable at the end of the month of the third anniversary of issuance).
Nevada adjuster license types
| License | Covers | Exam | Prelicensing |
|---|---|---|---|
| Independent Adjuster | Lines of authority: Adjuster - Property and Casualty; Adjuster - Workers Compensation | Required | Not required |
| Company Adjuster (optional) | Insurer employees adjusting property, casualty, surety or workers' comp claims; P&C and WC lines | Required | Not required |
| Staff Adjuster | Workers' compensation claims for employees of a registered Third Party Administrator (WC line only) | Required | Not required |
The Nevada adjuster exam
| Vendor | Pearson VUE |
|---|---|
| Exam | NV Property and Casualty Adjuster (separate NV Workers Compensation Adjuster exam, series 16: 50 questions, 1 hour) (15) |
| Questions | 90 |
| Time limit | 120 minutes |
| Passing score | 70 (scaled) |
| Exam fee | $37 |
| Candidate handbook | Official handbook (PDF) |
License fees
- Resident license: $185
- Nonresident license: $185
$185 per application = $60 Administration and Enforcement fee + $125 licensing fee; triennial renewal also $185. Line-of-authority modification $50, DRL association $50, late renewal penalty $62.50. Residents must be fingerprinted through an approved vendor; the criminal history report is valid 6 months, and since Aug 1, 2025 applicants bring the Fingerprint Authorization Form. Single-line exams cost $37.
License term: 3 years; renewable at the end of the month of the third anniversary of issuance
Continuing education
Nevada adjusters need 24 hours of continuing education, including 3 hours of ethics, every each 3-year license term. Nonresidents who meet their home state requirement are generally exempt.
Residents need 24 hours, including 3 ethics, during each license term. Nonresidents complete and report CE in their home state. There is no grace period: the license expires at month-end, and reinstatement is possible up to 30 days late with a penalty.
Nonresident adjusters, reciprocity and DHS
A nonresident must be licensed in good standing in their home state as an independent adjuster (the DOI page also mentions a workers' comp line), or qualify as a Nevada resident. Nevada is reciprocal with, and accepts a DHS license from, any state that requires an exam for its adjuster/DHS adjuster license. DHS holders apply through Sircon without the exam. Apply via Sircon or NIPR.
Designated home state license: A nonresident whose home state does not issue the license type may designate Nevada and must meet all resident requirements (exam and fingerprints). Per the Pearson handbook this is the 'Adjuster DHS' license type, applied for through Sircon; NIPR says Nevada cannot be chosen as ADHS within a NIPR nonresident application.
See every state's rules side by side on the adjuster license reciprocity map.
Emergency and catastrophe adjusters
Temporary Emergency Adjuster license for catastrophes declared by the Governor: non-salaried (independent contractor) adjusters must apply via Sircon or NIPR before or within 5 days of deployment, giving the catastrophe name, date and loss control number. The license runs 90 days (insurer may request 90-day extensions), is not renewable, costs $185, and covers the P&C line. Not needed by NV-licensed P&C independent adjusters or salaried insurer employees. NRS 684A also exempts nonresident salaried adjusters for designated catastrophes.
Public adjusters in Nevada
Separate Public Adjuster license (P&C line; may not handle workers' comp): Pearson VUE exam (NV P&C Adjuster, series 15), fingerprints for residents, $185 fee, 3-year term, 24 CE hours including 3 ethics. Public adjusters cannot designate a home state. No bond requirement appears on the DOI page reviewed.
Insurance adjuster salary in Nevada
| Claims adjusters, examiners and investigators | Nevada | United States |
|---|---|---|
| Mean annual wage | $69,730 | $80,470 |
| Median annual wage | $62,730 | $78,000 |
| 10th to 90th percentile | $43,800 to $98,920 | $48,850 to $117,040 |
Frequently asked questions
Do you need a license to be an insurance adjuster in Nevada?
Independent adjusters (independent contractors adjusting P&C, surety or workers' comp claims for insurers or self-insurers) must hold an Independent Adjuster license. TPA-employed workers' comp adjusters need a Staff Adjuster license, and public adjusters need a Public Adjuster license. The Company Adjuster license is optional for insurer employees, except that workers' comp claims administered outside Nevada must be handled by licensed company adjusters (SB 274, 2023). Licensees may hold only one adjuster license type and cannot also hold a P&C producer or surplus lines license.
How much does an adjuster license cost in Nevada?
In Nevada, the exam fee is $37, the resident license fee is $185. Fees change, so confirm current amounts with the Nevada Division of Insurance.
Can a nonresident get an adjuster license in Nevada?
A nonresident must be licensed in good standing in their home state as an independent adjuster (the DOI page also mentions a workers' comp line), or qualify as a Nevada resident. Nevada is reciprocal with, and accepts a DHS license from, any state that requires an exam for its adjuster/DHS adjuster license. DHS holders apply through Sircon without the exam. Apply via Sircon or NIPR.
How many continuing education hours do Nevada adjusters need?
24 hours, including 3 hours of ethics, every each 3-year license term. Residents need 24 hours, including 3 ethics, during each license term. Nonresidents complete and report CE in their home state. There is no grace period: the license expires at month-end, and reinstatement is possible up to 30 days late with a penalty.
How much do insurance adjusters make in Nevada?
According to the U.S. Bureau of Labor Statistics, claims adjusters, examiners and investigators in Nevada earned a mean of $69,730 a year in May 2025, with a median of $62,730. The national mean was $80,470. Independent catastrophe adjusters are paid by fee schedule and can earn more or less than this.
Official Nevada resources
Regulator: Nevada Division of Insurance
Sources
- doi.nv.gov/Licensing/License_Types/Adjuster/
- doi.nv.gov/Licensing/License_Types/Adjuster/Independent_Adjuster/
- doi.nv.gov/Licensing/License_Types/Adjuster/Company_Adjuster/
- doi.nv.gov/Licensing/License_Types/Adjuster/Staff_Adjuster/
- doi.nv.gov/Licensing/License_Types/Adjuster/Public_Adjuster/
- doi.nv.gov/Licensing/License_Types/Adjuster/Catastrophe_(Emergency)/
- leg.state.nv.us/NRS/NRS-684A.html
- home.pearsonvue.com/nv/insurance
- home.pearsonvue.com/content/dam/VUE/vue/en/documents/publications/122900.pdf
- nipr.com/licensing-center/state-requirements/nevada-non-resident-adjuster-licensing-indivi
Adjuster license requirements in other states
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